how much is honda civic insurance
How much is Honda Civic Insurance cost? ranked #6 out of twenty-four vehicles in the 2100s compact category, Honda Civic insurance prices an all-time low average of $1,421 a year for comprehensive, or just over $ 118 on a monthly premium. Are honda civics expensive to insure? Surprisingly, with the average insurance cost for honda civic costing just under a hundred dollars to insure, the Civic manages to be slightly cheaper. This is largely due to its dependability and security features as compared to other less expensive cars on the market.
Although you may not have known it, your Honda Civic is a highly valuable vehicle that has excellent value and can easily fetch more money when sold. Its dependability makes it a better choice to insure as it is less likely to encounter major damage or engine failure during normal use. If you are still looking for a car to insure consider the fact that you will pay an affordable price to insure a reliable and secure small vehicle with superior safety features and good average annual mileage.
The all-American small car is a powerful sports vehicle and can be seen on the roads of many towns and cities throughout the USA. As such, Honda has a wide following among car owners in most cities and states. Since the Honda clams are highly desired by vehicle owners, Honda’s trim model makes them very expensive to insure.
How Much Honda Civic Insurance Cost Is Broken Down
Among the four Honda Civic models, the LX Sedan is the least expensive to insure. The next cheapest model is the Sport Sedan, while the most expensive model is the Sport Touring Hatchback. In this article, we will look at how the insurance costs vary for these three models.
Insurance Cost for honda civic by model
Honda Civic LX Sedan is the cheapest to insure
When comparing car insurance rates, one should always take into account the overall cost of the car. The cost of car maintenance may not be directly related to the insurance costs, so it is best to compare the total costs over the life of the car. For example, a Honda Civic Sedan will cost about $627 in insurance for five years, while a Honda Accord Sedan will cost $6017. The costs will vary depending on the type of coverage you need and your personal rating.
If you’re looking for the cheapest car to insure, a Honda Civic LX Sedan is the best option. The Civic is a popular car in the U.S., and it’s easy to see why. It has good gas mileage, a comfortable interior, and a manual transmission. But, if you’re an older driver, a Type R is probably not the best option for you.
Honda Civic LX Sedan is the bestselling car in the United States. Its insurance rates start at $103 per month, while the most expensive model, the Sport Touring Hatchback, costs $1,352. The cost varies depending on the model, age and driver type. A 40-year-old driver, for example, will pay $113 per month for a $500 deductible policy.
The cost of repairs is another factor in insurance rates. A new car is more expensive to fix than an older model, and insurers try to offset their higher costs by raising the premium. New car parts cost more, and mechanics may not be familiar with newer models, which can increase the cost of repairs. The added labor costs, labor hours, and parts are all factors in higher rates.
The cost of insurance for a Honda Civic varies by model year and age. The LX sedan costs the least per month, while the Type R costs the most. For the 2022 Honda Civic, the LX Sedan is the cheapest car to insure.
The Subaru Outback and Honda CR-V are among the least expensive cars to insure. Both are top picks for safety, according to the Insurance Institute for Highway Safety. A Subaru Outback, which has a 5-star rating, is also among the cheapest cars to insure.
Sport Sedan is the second cheapest-honda civic sport insurance cost
If you are looking to get car insurance for your new Honda Civic, you have several options. The LX Sedan trim has the lowest insurance costs, with an average annual cost of $1,216. The next cheapest Civic model is the Sport Sedan, at $1,158 a year. The cost of insurance increases if you go up a trim level, however.
The sport sedan has 18-inch wheels and 235/40R-18 tires. It also has leather-wrapped steering wheels and shift paddles. The interior is trimmed in sporty materials, with leather seats and sport pedals. You can upgrade to a more powerful engine and add features, such as blind-spot information system and dual-zone automatic climate control.
Insurers often consider your age and location when determining your premium. Young drivers may pay up to 10% more for their Honda insurance than older drivers. In addition, the age and gender of the driver can influence the cost of insurance. A 30-year-old Honda Civic driver will pay nearly $1900 less than a 20-year-old, so getting a policy early will save you money.
LX Hatchback is the third cheapest
The cost of insurance for a 2021 Honda Civic is $117 less than the average for compact cars in this segment. That makes it one of the cheapest cars to insure. The car is ranked #7 in the compact vehicle class for insurance affordability. The cheapest model of the Civic is the LX Sedan, while the most expensive is the Civic Sport Touring Hatchback. Depending on the trim level, car insurance for a honda civic can cost anywhere from $103 to $1,676 per year.
The LX Hatchback Honda Civic insurance cost costs $1260 per year. In comparison, the Sport Sedan costs $1.284. The third-cheapest model is the LX Hatchback, while the highest-end Civic is the Type R, which costs $1,650 per year to insure. Higher-end Civics cost more to insure, so it is important to compare different model types.
Honda dropped the Civic Si model from the 2021 lineup, but a new version will be available on November 17, 2022. The new Civic Si is expected to cost $26,155. The costs of insurance for a Honda Civic for a 2021 model range are listed below.
You can find an insurance agent online or call your state insurance department. These agencies can help you compare quotes. You can also get quotes for the same car from multiple companies. There are no hidden fees with online quotes. Just enter your information and you’ll be able to find the best rate for your Honda Civic.
The 2022 Honda Civic LX Hatchback comes equipped with a 6-speed manual transmission and 40 accessories. The Civic Si can also be fitted with grippy summer tires. A 2.0-liter four-cylinder engine is available for the LX Hatchback. The 2022 Honda Civic Si has a turbocharged 1.5-liter engine.
Sport Touring Hatchback is the most expensive
The cost of insuring a Honda Civic varies depending on the model and the age of the driver. The least expensive model is the LX Sedan, which costs around $103 per month, while the most expensive is the Sport Touring Hatchback, which costs $1,682 per year.
The Sport Touring Hatchback is a high-performance car, and its price is reflected in its price. This model features a 1.5-liter turbocharged engine that makes 180 horsepower and 177 pound-feet of torque. It has a top speed of just over 130 mph, and costs an extra $5300 in insurance.
Insurers charge more for the Sport Touring Hatchback because it costs more to insure than other Civic models. This model is very sporty, and has a great suspension. But it’s not as comfortable as some other small cars. While the seats are supportive and the leather upholstery breathes well, it lacks adjustable lumbar support.
The Civic’s interior has several unique features that make it a standout car. The Civic EX trims come standard with a 7-inch touchscreen, while the Sport and Si models have a larger 10.2-inch driver-information center. The Civic is also equipped with wireless Apple CarPlay and Android Auto capabilities.
The Sport Touring Hatchback is the most popular model of the Civic. It comes with Honda’s six-speed manual transmission or continuously variable automatic transmission. Its 2.0-liter VTEC-equipped four-cylinder engine produces 158 horsepower and 138 pound-feet of torque. It has three drive modes for maximum driving performance.
The Sport Touring Hatchback is the most costly model of the Honda Civic. It costs $1,682 per year to insure. Insurance companies charge more for this model because the parts for repairs and replacement are expensive. Therefore, the insurance companies pass the costs on to the consumer.
In general how much does it cost to insure a honda civic? Honda Civic insurance premiums are based on the vehicle’s vulnerability to damage and the costs involved in repair. Insurance companies use various factors, such as safety ratings and theft risk, to determine the cost of insuring a vehicle. The Honda Civic is a fairly safe car compared to its rivals. Insurance companies also consider the vehicle’s cost of replacement.
reducing Honda Civic Insurance premium Cost
According to auto insurance quotes site, there are different ways in which you can reduce the premiums of your car insurance honda civic. One of the biggest factors is to increase your deductible amount and lower your level of coverage. Deductible refers to the amount that you agree to pay before your policy covers any expenses. Your deductible and levels of coverage may affect your insurance policy premiums, depending on how much coverage you want from your insurance policy.
There are certain ways to keep your car safe as well as keep your insurance rates low on your Honda Civic. You can also keep your fuel economy high so that you do not incur large expenditures on gas. In addition to keeping your car safe, your engine should also be in good condition so that you get cheaper insurance premiums. The higher your car’s safety features the lower your car’s insurance price is. Safety devices such as automatic seatbelts and airbags can help to keep your Honda Civic accident free.
The type of vehicle you drive plays a vital role in determining the size of gap insurance cost. If you have a late model car, you will have to pay more to cover your insurance coverage compared to a car that is in good condition. There are many factors like your age, gender, driving record, credit history and the area where you live that will affect your premiums. You should do a little research and find an insurer that offers you a good price and one that provide good service.
Insurance On Honda Civic Options:
- SR22 Insurance
- 50/100/50 Insurance
- 100/300/50 Insurance
- 25/50/10 Auto Insurance
Factors That Affect How Much Honda Civic Insurance Cost
Getting insurance for your Honda Civic can be expensive, so it’s important to find out what factors contribute to its cost. Some of the things you’ll need to consider include its safety rating, its geographic location, its driving history, and its susceptibility to damage.
The Average Cost of Honda Civic Insurance
Compared to other small cars, the average cost of Honda Civic insurance is surprisingly affordable. In fact, you can buy liability-only coverage for as little as $400 per year. The average cost of Honda Civic insurance depends on the model, driver, and location.
If you are a young or inexperienced driver, you may have to pay more for your Honda Civic insurance. This is because your car is more likely to be involved in an accident. You should also consider purchasing personal injury protection (PIP) insurance, which covers your medical costs, lost wages, and funeral expenses.
If you are a mature, experienced driver, you can expect to pay less for your insurance. Insurers use your driving history to assess your risk. Insurers are also more likely to charge you more if you have a poor driving record.
The amount you’ll pay for insurance for your Honda Civic is also dependent on the state you live in. Insurers in states with higher insurance rates will charge you more for your insurance.
You’ll be able to get a personalized quote by entering your ZIP code. Some insurance companies also offer discounts, which can help you save between 20% and 50% on your premiums.
Factors that Help Influence Insurance Costs
Depending on where you live and the car you drive, there are many factors that contribute to Honda Civic insurance costs. For example, a driver in Los Angeles may pay $220 more per year than a driver in Houston. And drivers in Florida could pay over $2,200 a year to insure a Honda Civic.
Other factors that affect insurance costs include the age of the driver, the make and model of the car, and the state you live in. You can also find discounts that can help save you up to 50% on your premiums.
In addition, car insurance companies also use factors like theft rates and customer service to determine what you will pay. You can also use an insurance calculator to figure out how much your car insurance will cost. This can help you decide if you can afford to purchase the insurance you need.
Younger drivers are more likely to have accidents, and a history of these types of claims can result in higher insurance premiums. On the other hand, a vehicle with more safety features can be less expensive to insure.
Susceptibility to Damage
Depending on where you live and the model of your Honda Civic, you can expect to pay a different amount for insurance. Several factors determine the cost of your coverage, and you’ll want to make sure you know the facts before signing on the dotted line.
The Insurance Information Institute offers a free online tool to help you find the right kind of coverage. By analyzing your policy options, the Institute can help you to make a confident, well-informed decision.
The National Highway Traffic Safety Administration (NHTSA) rates cars based on their susceptibility to damage. They calculate the rate of loss per claim, and this is important because it is how insurance companies determine how much they will have to pay for average claims.
The Insurance Institute of Highway Safety ranks the 2013 Honda Civic as the safest vehicle in its class. It has a 29 percent crash rating, which is more than the usual number.Liability coverage is required by most states. This will cover property damage, as well as medical bills.
How Much Repairs Cost
Depending on the model and trim level, Honda Civic maintenance costs can range from $183 to $231. These costs don’t include extra labour charges or taxes. You can also check with your dealership for a discounted rate.
It’s not surprising that the Honda Civic is one of the cheapest vehicles to maintain. Fortunately, the manufacturer offers a prepaid maintenance plan that can save you money on yearly maintenance costs. This program helps you get in the habit of bringing your vehicle in when the service light illuminates.
In addition, the manufacturer provides a computerized maintenance system that consists of a few main services. The system is called the Maintenance MinderTM. The software helps you identify when it is time for a tune-up, an oil change, or other routine maintenance.
You can also find an alternate service schedule for cars that don’t experience typical driving conditions. This might involve an extra engine oil change, brake pads, or transmission fluid.
In terms of reliability, the Honda Civic ranks in the top half of all vehicles in the study. It’s been rated a 4.0 out of five for reliability. The vehicle’s reliability rating is based on its frequency of repairs, warranty coverage, and overall cost.
High Theft Rate
Having a high rate of thefts on your Honda Civic can affect your insurance costs. This is because insurers will charge you a higher rate if you have a stolen vehicle. While there are several factors that affect your rates, a theft-free vehicle is a good way to lower your premiums.
The Honda Civic was one of the most stolen vehicles in America in 2018. There were 38,426 Civics reported stolen in 2018, and this represented almost 12 percent of all Civics sold that year.
The Insurance Institute of Highway Safety (IIHS) ranked the Honda Civic as the best in its class. It is also one of the most reliable cars on the road. While Honda products have been known to be stolen in the past, the company has taken steps to improve its security.
The Honda Civic is one of the most popular cars on the road today. It is affordable and boasts excellent reliability. This makes it a popular choice for insurance companies, too.
Although the Honda Civic is a dependable car, it has been a victim of crime many times. The NICB estimates that there were 34,144 units of Honda Civics stolen in 2020, which is slightly less than the 37,427 thefts reported in 2019.
The Honda Civic was the top-sold car in the US in 2018. It trails only the Toyota Camry in popularity. It is a relatively inexpensive vehicle to purchase, but its safety ratings are not as stellar as its competitors.
Safety Ratings
Throughout the years, Honda Civic has maintained the reputation of being a safe and reliable vehicle. It features a host of safety technologies that allow drivers to stay safe on the road.
The Honda Civic features a body structure that absorbs energy from a frontal collision. The Honda Sensing suite of driver assist technologies alerts the driver of potential risks. The package includes Road Departure Mitigation with Lane Departure Warning, Collision Mitigation Braking System with Pedestrian Detection, and Adaptive Cruise Control with Low-Speed Follow. The EX-L and Touring models also feature blind spot monitoring.
The Honda Civic also has a standard front crash prevention system that received a “SUPERIOR” rating from the Insurance Institute for Highway Safety. In addition, it receives a five-star overall safety rating from the National Highway Traffic Safety Administration. In addition, the Civic was awarded a 4.63-Star Owner rating from Vehicle History.
Other notable features include a reverse camera, a small camera on the right side mirror, Electronic Brake Distribution, and Hill Start Assist. The Civic also offers a traction and stability control system and tire pressure monitoring. Depending on the model, the Civic may also offer a rear cross-traffic monitoring system.
Your Driving History Plays A Role
Whether you are insuring your Honda Civic for the first time or looking to get better coverage, you need to understand how driving history and other factors can affect your insurance rates. Your age, gender, driving history and location are all factors that can alter your premiums.
In general, younger drivers pay higher insurance costs. They have more accidents and tickets than older drivers, as well as less experience. They are also more likely to cause an at-fault accident.
As with any type of insurance, you need to have liability coverage. The state you live in will dictate the minimum amount of liability coverage you need. Having liability coverage helps you cover medical expenses for others if you are at fault in an accident. You also cannot have insurance without bodily injury liability, which is coverage that pays for injuries to other people.
The average driver will pay $884 per year for minimum coverage. The total amount you will pay is based on the number of miles you drive each year. The lowest rate you can expect is $85, while the highest is $255. You can also get discounts to reduce your monthly payment. These discounts can save you 20% to 50% off your premium.
Where You Live Matters
Taking the time to shop around for car insurance is a good idea, particularly when it comes to older vehicles. The best rates can be found by shopping around. Several insurers operate in your backyard, and most will provide you with free quotes. In addition to standard insurance, there are also optional extras like roadside assistance. Some even offer a multi-car policy for extra peace of mind.
Choosing the best car insurance for you and your family may be a daunting task, but the good news is that a little shopping around can go a long way towards finding you the best possible coverage at the best possible price. A Honda Civic spruced up for the road may cost as little as a few thousand dollars, and the monthly payment can be as low as a few hundred. Whether you’re buying a new Honda or just reviving an old one, the right car insurance can save you a bundle. A few simple questions can help you get the car insurance you need at the price you want.
Methods to Help You Save on Honda Civic Insurance
Whether you own or lease a Honda Civic, there are several strategies to help you save on car insurance. You may be able to save 20 to 50 percent on your premiums. Choosing a safe vehicle and using advanced braking systems and anti-lock braking systems can also reduce your premiums.
One of the most important strategies to save on Honda Civic insurance is to keep your vehicle safe. This includes not only driving safely but also taking steps to prevent theft. Taking security measures such as a remote entry system with an auto lock can help you reduce your insurance costs.Purchasing a newer or more expensive vehicle will increase your auto insurance rates. Insurance companies take into account the value of your vehicle and the repair costs involved in fixing it. If the cost of repairs is too high, then your insurer will try to offset this with higher premiums.
Age is another factor in determining the price of your insurance. Younger drivers are at a higher risk of causing accidents. A driver who has a poor driving record is more likely to cause accidents in the future.The location of your vehicle is also a factor in your insurance rates. An urban area has more traffic and a higher risk of theft. The greater the risk, the more expensive your insurance will be.Insurers also charge higher rates for cars that are stolen or damaged. This is because a car that is stolen or damaged will cost more to replace.Now that you know how much is honda civic insurance it’s time for a free quote call now!
