Can I Be On My Parents Car Insurance If The Car Is In My Name
If you are wondering can I be on my parents car insurance if the car is in my name, then you may be in for a big surprise. If you parents signed out an auto insurance policy in your name then you are still considered a legal driver. So if you live at home and you have an auto insurance policy in your parents name, then you can still be covered under that policy. Many parents choose to insure both their kids in one policy so that if one is stolen then the other will also be replaced. So can you still be on your parents policy if the car is in your name? The short answer is yes, but there are some things you need to consider first. Let’s say you have just found out that your parents’ signed out an auto insurance policy in your name and you were not told this until after you get into your vehicle. Now what would happen if you have to make a claim against your parents policy? You will need to prove that the car is actually yours and not rented out. So how do you go about doing this?
Can I Be On My Parents Car Insurance If The Car Is Registered In My Name? Maybe
Many times you will be able to do this with your proof of identity because you will have a copy of your drivers license with you. Other times you may still need to show proof of insurance and it can help you to keep your parents’ policy because if the company can prove that you are still insured they may be willing to change your coverage to match your new policy. So how do you go about getting this changed? Here are some tips that can help you. Check with your state’s department of insurance or better yet your state motor vehicle office for information on how you can change your name on your parents car insurance policy. Most of the time these offices can direct you to the appropriate authority who can legally change your auto insurance company. However there are cases where your parents company may not allow it or may only allow one change per occurrence. So how do you know? Look for a quick and easy way to do this online.
The first thing you need to do is find an auto insurance company online that can provide you with a quick and easy form to fill out online. Once you fill it out you simply need to click submit and then wait a few seconds for the company to process your information. This could take a few minutes depending on how fast your internet connection is. Once your information has been processed, the company will review your policy and tell you if your name change is approved. The good news is that if you can’t find one you can still use an older address or just move to a new car and find a company that can provide you a temporary policy at least until you can find a new one. You can even use your previous policy to get yourself on your parents car insurance policy. Now you don’t have to worry about being able to drive your car because your parents car insurance policy covers you. However be sure that you change your address or move if you plan on driving the car. If you need to find another insurance company you can use your previous address or just move to a different city or state. Although changing your address won’t affect your coverage much it will still be easier for you to change your name on your insurance policy. Just make sure that the car isn’t registered in your name when you go to purchase the policy.
Related topic: Can I Stay On My Parents Car Insurance If I Move Out